Delaware Health ExchangeDelaware Health Exchange Launches Website

Although few details are available on the health plans that will be offered through the Delaware health exchange beginning on October 1, the state has launched a new website that will eventually house the portal for consumer entry into the Delaware health insurance marketplace for enrollment purposes. Each state is required to develop and operate a health insurance marketplace that will allow uninsured residents to purchase policies from October 1 through March 31, 2014.

Delaware,  is lagging behind compared to state like California, Oregon and New York who are ahead in the game and have been at the forefront of the development of its health insurance exchange.One reason for this could be that Delaware health insurance exchange is a state-federal partnership exchange not state run exchange like these other states.

Still while other states are still struggling to meet the requirements of the exchange under Obamacare, the Delaware health exchange is on schedule to open as planned on October 1.

Residents to Receive Insurance Coverage Guidance

The state of Delaware received $4.06 million in federal grant money to contract with community-based organizations to hire marketplace guides. These guides will help residents learn more about their healthcare options through the Delaware health exchange on a one-on-one basis. Four community organizations have received contracts to hire and train guides to provide unbiased education information to prospective customers. All guides must be certified by the state to provide information about the Delaware health exchange and the options residents will have. The guides must carry identification badges that will allow consumers to quickly verify they are members of one of these four organizations. The organization are:

Serial No
Community Organizations
1Brandywine Women’s Health Associates
2Christiana Care
3Delmarva Foundation
4Westside Family Healthcare

Health Centers Will Provide Assistance Too

The U.S. Department of Human and Health Services also recently announced that $150 million would be granted to 1,159 health centers throughout the country to assist with the enrollment of uninsured citizens. Three health centers operating in 12 locations received $338,656 of that money to help 9,890 people enroll in an affordable health care plan through the Delaware health exchange. Last year, these health centers served 29,401 patients, 37 percent of whom were uninsured.


3 Companies to Sell Plans on Exchange

Three companies, Highmark Blue Cross Blue Shield, Coventry Health and Life and Coventry Health Care, have submitted plans to be sold on the Delaware health insurance marketplace beginning on October 1. In addition, four companies submitted dental plans that will be offered on the Delaware health exchange. These companies are Dominion, Guardian, Dentegra and Delta. All health and dental plans are currently being reviewed by the state for compliance with state and federal guidelines. The state will either approve or reject the plans by July 31. They must then be approved by the federal government, which will provide a final decision in September.

Delaware has also elected to expand Medicaid under the Affordable Care Act, which will allow as many as 30,000 more residents to qualify for federal health care. The state has elected to operate the Delaware state exchange through a partnership with the federal government. The state will be responsible for plan management and consumer outreach efforts. The federal government will operate the Medicaid eligibility determination process and other minor aspects of the exchange.

There are also plans to provide multi-state health coverage in the state, but nothing has been finalized yet.

Delawareresidence whose income is between 100% to 400% of federal poverty level will be able to get financial assistance which will further lower their health premium cost.To learn more about ObamaCare go here . Also since Delware insurance exchange is partially managed by federal government, you can find more info on federal exchange here. You can also find out more about how to get ObamaCare here.

Looking for Affordable Health Insurance? You can use this FAST AND EASY form to get affordable Delaware health insurance quotes for obamacare plans and save money. (Our recommended affiliate links)