Michigan Health Insurance ExchangeMichigan Health Insurance Exchange is the Michigan’s state federal partnership run health insurance exchange. Below you will find all the latest news and articles related Michigan Health Insurance Marketplace.

Michigan Health Exchange Official website: Its The Federal HealthCare.gov Website
Phone: 1-800-318-2596 and hearing impaired callers using TTY/TDD technology can dial 1-855-889-4325

Michigan Health Insurance Exchange Overview

Beginning in 2014, under ObamaCare/Affordable Care Act (ACA), Michigan residents and small businesses can select health insurance from various options available through Health insurance Marketplace. Michigan’s health insurance exchange’s website will be run by federal government instead of state government. State government will maintain oversight on certification of qualified health plans.

Starting from Oct. 1, 2013, Michigan residents can shop for health insurance and compare plans through the Marketplace. Coverage purchased through this exchange will be effective from January 1, 2014.

Michigan Department of Insurance and Financial Services (DIFS) has received Qualified Health Plans (QHPs) information from 14 health insurance companies looking for participation in the state federal partnership based Michigan health insurance exchange. DIFS is going to review all plans to ensure compliance with state and federal laws.

According to a healthcare website, approximately 14% of Michigan’s non-elderly people are uninsured. Out of these 14% population, 94% people may qualify for either tax credits for purchasing coverage in the marketplace or for Medicaid if Michigan state choose to participate in the Medicaid expansion.

There are three kinds of exchange operation models mandated by ObamaCare. These are described in the Health exchange by state post.

Michigan individuals and small business owners can purchase Michigan Qualified Health Plans or QHPs from the exchange. There are ObamaCare Michigan healthcare subsidies available for individuals whose income is below 400% of federal poverty level. ObamaCare Michigan Small Employer Tax Credits is available for small businesses.

Michigan Health Insurance Exchange Helpful Resources:

  • Find more information on your states health insurance marketplace at https://www.healthcare.gov/what-is-the-marketplace-in-my-state/#state=michigan
  • Info on how to get read to enroll in federal marketplace for Michigan residence at https://www.healthcare.gov/how-can-i-get-ready-to-enroll-in-the-marketplace

Michigan Health Insurance Exchange News And Articles

  • Michigan Insurance Exchange Health Plans Filed Sunday June 09th, 2013 Michigan Insurance Exchange, the state and federal partnership based health insurance marketplace as mandated by ObamaCare, has received insurance plans and rate filing information from 14 health insurance companies, according to The Michigan Department of Insurance and Financial Services. Almost all of the insurance carriers have submitted plans for the individual market and 11 companies… Read more
  • Find more Michigan federal exchange related news and articles here.