Oregon Insurance Exchange also know as Cover Oregon has recently made public health insurance plans and rate details from several insurance companies. These health plans  are going to be offered at Cover Oregon Insurance Exchange starting Jan, 1 2014. A total of 12 companies will offer health insurance plans for individual market and 8 companies will offer health plans for small group market.

This high interest from insurance companies eager to sell health plan at state’s insurance exchange shows, that a healthy competition is taking place among insurance companies to, grab the Oregon health exchange’s market share.


Oregon Department of Consumer and Business Services Insurance Division  will now review the rates and make sure the plans meet affordable care act’s requirements including expanded benefits and limits on out-of-pocket costs.  Plans should also meet requirement of  “Qualified Health Plans” which provides certain minimum essential benefits before they are offered on the marketplace.

Rating Areas For Cover Oregon Insurance Exchange:

The proposed plans and rates vary by rating areas, which divides Oregon into following 7 regions:

Rating Areas
Bend
Coast
Eugene
Medford
Pendleton-Hermiston
Portland
Salem

Companies Submitted Rats For Cover Oregon Insurance Exchange:

Following are the 12 companies which will offer individual and or small group health plans:

Serial No
Company Name
Plan Types
1Atrio Health Plans Inc.Individual and Small Group
2BridgeSpan Health CompanyIndividual
3FamilyCare Health Plans Inc.Individual
4Freelancers CO-OP of OregonIndividual and Small Group
5Health Net Health Plan of Oregon Inc.Individual
6Kaiser Foundation Health Plan of the NorthwestIndividual and Small Group
7LifeWise Health Plan of OregonIndividual
8Moda Health Plan Inc.Individual and Small Group
9Oregon’s Health CO-OPIndividual and Small Group
10PacificSource Health PlansIndividual and Small Group
11Providence Health PlanIndividual and Small Group
12Trillium Community Health Plan Inc.Individual and Small Group

Oregon Insurance Exchange Health Plans Comparison By Rating Areas:

Following shows the health plan rates in different rating areas from various insurance companies. The rates are shown for Individual and Small Group Plans for age group 21, 40 and 60 years.

Bend Area Individual Health Insurance Rates:

 

Cover Oregon Insurance Exchange

 

Bend Area Small Group Health Insurance Rates:

Cover Oregon Insurance Exchange

 

Coast Area Individual Health Insurance Rates:

Cover Oregon Insurance Exchange

 

Coast Area Small Group Health Insurance Rates:

Cover Oregon Insurance Exchange

 

Eugene Area Individual Health Insurance Rates:

Cover Oregon Insurance Exchange

 

Eugene Area Small Group Health Insurance Rates:

Cover Oregon Insurance Exchange

 

Medford Area Individual Health Insurance Rates:

 

Cover Oregon Insurance Exchange

 

Medford Area Small Group Health Insurance Rates:

 

Cover Oregon Insurance Exchange

 

Pendleton Hermiston Area Individual Health Insurance Rates:

Cover Oregon Insurance Exchange

 

Pendleton Hermiston Area Small Group Health Insurance Rates:

Oregon Insurance Exchange

 

Portland Area Individual Health Insurance Rates:

 

Cover Oregon Health Exchange

 

Portland Area Small Group Health Insurance Rates:

 

Cover Oregon Health Exchange

 

Salem Area Individual Health Insurance Rates:

 

Cover Oregon Health Insurance Exchange

 

Salem Area Small Group Health Insurance Rates:

 

Cover Oregon Health Insurance Exchange

All the above rates information is available at Oregon Insurance Division Website at http://www.oregonhealthrates.org/?pg=proposed_rates.html

Above rates do not include health premium credits available to people making less than 400% of federal poverty level , which will further lower above health plan costs. Based on a recent study by Families USA, it is estimated that more than 400,000 Oregonians could qualify for these financial assistance through Cover Oregon Insurance Exchange to help them pay their premiums.

Looking for Affordable Health Insurance? You can use this SINGLE PAGE form to get affordable Oregon health insurance quotes outside exchange and save money. If you are above 64 years, then use this link to Get FREE Medicare quotes from the most trusted carriers. (Both, our recommended affiliate links)